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OxiCash Money Transfer launches as India's 1st RBI-approved mobile wallet for unbanked

India's payments solutions provider Oxigen unveiled its instant money transfer service, OxiCash. This "mobile wallet" enables India's unbanked population to transfer money with ease to any bank account and receive money into their wallet at any time. The service will benefit the underprivileged segment of India's population who have been unable to conduct money transfers due to the lack of a bank account, said Oxigen in a news release. Oxigen has estimated that 60 percent of India's 1.2 more...

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D C on May 9, 2013

Education and Development or Emigration and Remittances: The Cape Verdean Dilemma

Cape Verde is a country prone to droughts with few natural resources and a significant emigration rate. However, the nation is known forits stable political and economic environment. This case study will address several questions. Should Cape Verde continue to develop educational and professional opportunities to decrease imports, increase exports, and decrease emigration? Or, are emigration and the remittances sent back to Cape Verde the best for a tiny nation that at times struggles to more...

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Sonia Hossain on April 24, 2013

Remittances, Informal Loans, and Assets as Risk-Coping Mechanisms

This paper investigates whether agricultural households in the rural Philippines insure their consumption against income shocks and whether they use migration, remittances, informal loans, or assets as ex post risk-coping mechanisms. Since these households have limited access to formal insurance and credit markets, any shocks to their volatile income can have substantial impacts. Using panel data, and rainfall shocks as the instrumental variable for income shocks, this paper finds little more...

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Sonia Hossain on April 24, 2013

International Remittance Considerations for Mobile Network Operators

gsma.com –

Mobile network operators (MNOs) are becoming increasingly interested in offering international remittances, often as a new transaction type addedto an existing mobile money service currently providing domestic transactions. This paper reviews the international remittance market, the opportunityfor MNOs, and the technical, legal, commercial, and operational considerations for any new player to this market. The paper also introduces MobileMoney Transfer, an open business model developed by the more...

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Sonia Hossain on April 23, 2013

Remittances, Banking Sector Development and Economic Growth in Fiji

This study examines the role of remittances and economic growth in banking sector development in Fiji using annual data from 1980-2010. This study finds evidence of long run relationship between banking sector development, remittances and economic growth using bounds testing procedure developed by Pesaran et al. (2001). In addition, our causality analysis based on vector error correction model (VECM) and Toda Yamamoto Granger Non Causality test (1995) suggest that there is causality from more...

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Sonia Hossain on April 23, 2013

The Stabilizing Role of Remittances, Foreign Aid and FDI to Pakistan

iza.org –

Remittances inflows to Pakistan are being increasingly viewed as a relatively attractive source of external finance, one that can help to foster development and manage economic shocks. Remittances have become a major source of revenue, surpassing the volume of FDI and official development assistance to the country. The study focuses primarily on the stability,cyclicality and stabilization impacts of migrant remittances to Pakistan.The authors find evidence that foreign inflows exhibit more...

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Sonia Hossain on April 23, 2013

Linkages between Income Inequality, International Remittances and Economic Growth in Pakistan

mpra.ub.uni-muenchen.de –

This paper explores the dynamic linkages between income inequality, international remittances and economic growth using time series data over the period of 1976-2006 in case of Pakistan. The cointegration analysis based on the bounds test confirms the existence of a long-run relationship between income inequality, international remittances and economic growth.The results reveal that income inequality and international remittances enhance economic growth. The causality analysis based on more...

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Sonia Hossain on April 23, 2013

Development and side effects of remittances in the CIS countries: the case of Republic of Moldova

carim-east.eu –

In the Republic of Moldova remittances have become a much discussed and much analyzed subject, Moldova ranking among the economies with the highest share of remittances in terms of GDP. What is more, remittances, unlike FDI, external trade and other sources of income, seem to have a significant impact on economic growth. Within the present work an attempt has been made to capture the positive and negative spillovers that migrants’ remittances have on a country’s socioeconomic development. The more...

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Sonia Hossain on April 15, 2013

Subsidizing Remittances for Education

www-personal.umich.edu –

The authors implement a randomized experiment offering Salvadoran migrants cash subsidies for education, which are channeled directly to a beneficiary student in El Salvador chosen by the migrant. The subsidies – in the form of matching grants–lead to increases in educational expenditures, higher private school attendance, and lower labor supply of youths in El Salvador households connected to migrant study participants. The authors find substantial “crowd in” of household educational more...

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Sonia Hossain on April 15, 2013

Going With Remittances: Philippines

seacen.org –

This paper is a comprehensive analysis of the channels and impact of remittances on growth and inflation. This paper focuses on the short-run macroeconomic effects of remittances. It first lays out the nature and characteristics of remittances to the Philippines over the past decade or so. Then it traces the impact of large changes in remittances and the challenges they create for the Philippine monetary policy transmission mechanism.

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Sonia Hossain on April 7, 2013

More Flies with Honey : Encouraging Formal Channel Remittances to Combat Money Laundering

texaslrev.com –

Businesses known as “informal value transfer systems” (IVTS), often provide excellent service. IVTS tend to be cheaper, quicker, and provide greater anonymity than formal channels. But IVTS may also have a darker side—the anonymity they provide make them susceptible to abuse by criminals trying to hide drug money and other illicit funds. This Note seeks to address these problems, particularly in the remittance context, by proposing that policy makers focus on encouraging consumers to use more...

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Sonia Hossain on April 7, 2013

New Technologies in remittances sending

merit.unu.edu –

Mobile remittances have a high development potential as they hold the promise of providing quick, easy and cheap money transfers. In Africa mobile phone usage has increased sharply and mobile banking providers are extending their services, enabling greater opportunities for mobile remittances. The rise of mobile banking in Africa, however, differs substantially across countries, mainly due to a lack of financial infrastructure. Consequently, the opportunities that mobile banking offers for more...

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Sonia Hossain on April 7, 2013

The Impact of Remittance on Poverty and Inequality

The authors estimate a household consumption function using two rounds of the nationally representative panel of living standard measurement survey (LSMS) of Nepal and simulate the impacts of remittance on poverty and inequality. They study how these impacts vary with the regional ‘incidence’ and maturity of the migration process and with the country-source of remittance. It is found that remittance has conditional impacts on both poverty and inequality, which largely depends on the ‘incidence more...

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Sonia Hossain on March 30, 2013

Remittance Prices Worldwide: Policy Note

remittanceprices.worldbank.org –

The Remittance Prices Worldwide* (RPW) database monitors remittance prices across all geographic regions of the world. This policy note uses the data from RPW’s most recent iteration to analyze the global, regional, and country specific trends in the average total cost of migrant remittances, as well as the factors influencing them. These data also help to measure progress towards the “5x5” objective, which has been endorsed by the G8 and the G20 and is being pursued in partnership with more...

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Sonia Hossain on March 26, 2013

Migrant's Remittances And Economic Growth in Sub Saharan Africa

journal-archieves28.webs.com –

This paper is an attempt to investigate the impact of migrant‟s remittances on economic growth in sub Saharan Africa with special reference to Nigeria, Ghana and South Africa. Two hypotheses were formulated to guide the study. Migrant‟s remittances were found to have impacted positively on the economic growth of the aforementioned economies.It was revealed that the greatest impact was on South Africa, followed by Ghana and Nigeria. In terms of causality relationships, migrant‟s remittances are more...

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Sonia Hossain on March 26, 2013

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