Source: Papers.ssrn.com

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Savings as forward payments: Innovations on mobile money platforms

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This paper presents a new framework which allows people to manage their diverse payment, cashflow management and commitment savings needs simply and intuitively, from a single account. It builds on the logic of mobile money platforms, which provide customers with the ability to initiate real-time electronic payments from their mobile phone and to keep funds in a store-of-value account.The authors state that by introducing the notion of forward (or deferred) payments, it is possible to create a more...

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D C on January 09, 2012

Global Data Privacy Laws: 89 Countries, and Accelerating

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It is almost forty years since Sweden’s Data Act 1973 was the first comprehensive national data privacy law, and was the first to implement what we can now recognize as a basic set of data protection principles. How many countries now have data protection laws? This article surveys the forty years since then of global development of data privacy laws to the start of 2012. It expands and updates ‘Global data privacy laws: Accelerating after 40 years’ ((2011) Privacy Laws & Business more...

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D C on February 08, 2012

The Law's Majestic Equality? The Distributive Impact of Litigating Social and Economic Rights

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Abstract: "Optimism about the use of laws, constitutions, and rights to achieve social change has never been higher among practitioners. But the academic literature is skeptical that courts can direct resources toward the poor. This paper develops a nuanced account in which not all courts are the same. Countries and policy areas characterized by judicial decisions with broader applicability tend to avoid the potential anti-poor bias of courts, whereas areas dominated by individual litigation more...

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John Daly on April 13, 2012

Do Customs Trade Facilitation Programmes Help Reduce Customs-Related Corruption?

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Bryane Michael on March 25, 2012

Commercial High Technology Innovations Face Uncertain Future Amid Emerging ‘BRICS' Compulsory Licensing and IT Interoperability Frameworks

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National and regional governments, in both emerging and developing countries, are actively pursuing regulatory agendas, originally conceived but later dismissed by European regulators, to advance the “public interest” that are actually undermining economically valuable private patents and trade secrets. In the process, these governments have intentionally or unwittingly increased the already high level of legal and economic uncertainty and associated risks currently borne by companies more...

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Lawrence A. Kogan on January 25, 2012

Climate change, agriculture and food security in Latin America and the Caribbean

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This substantial study examines evidence and estimates about the impact of climate change on agriculture and food security in Latin America and the Caribbean. The climate forecasts are those envisaged by the Intergovernmental Panel on Climate Change. Available impact assessments (sponsored by FAO and IIASA) are based on two approaches: Ricardian models and Integrated Assessment models. Results suggest that by 2050-2100 total and per capita agricultural production in the region would be more...

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Hector Maletta on June 17, 2010

The Case for De-Identifying Personal Health Information

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The demand on data custodians to disclose health information for secondary purposes is increasing dramatically. These demands come from researchers, public health professionals, commercial actors, and governments. In many jurisdictions, de-identification is one set of methods that can be used to allow the use and disclosure of health information without consent. This report describes the reasons why it is desirable or necessary to de-identify health data before disclosing or using it for more...

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D C on February 24, 2011

The impact of Nobel Prize winners in Economics: Mainline vs. Mainstream

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The expanding field of economics into many subfields should be considered a positive development for a maturing science. Yet, the close connection between economics and politics, and thus current economic circumstances, does present a temptation to allocate scholarly efforts to fashionable areas that tend to bring fame and prominence to the individual researcher, over scholarly pursuits that bring less personal accolades but advance the core propositions of the discipline. The study find that more...

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D C on November 03, 2011

The U.S. Biologics Price Competition and Innovation Act of 2009 Triggers Public Debates, Regulatory/Policy Risks, and International Trade Concerns (working paper version)

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The U.S. Biologics Price Competition and Innovation Act of 2009 (‘BPCIA’) was enacted to promote pharmaceutical innovations while reducing the cost of healthcare. It creates an abbreviated approval pathway for generic ‘biological products’ demonstrated to be ‘highly similar’ to or ‘interchangeable’ with an FDA-licensed reference biological product. However, the BPCIA’s grant of longer periods of (IP) marketing/data exclusivities to original biologic drugs has generated considerable more...

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Lawrence A. Kogan on November 23, 2011

Idea generation and the role of Feedback: Evidence from field experiments with innovation tournaments

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In many innovation settings, ideas are generated over time and managers face a decision about if and how to provide in-process feedback to the idea generators about the quality of submissions. In this paper, we use design contests allowing repeated entry to examine the effect of in-process feedback on idea generation. We report on a set of field experiments using two online contest websites to compare the performance of three different feedback treatments – no feedback, random feedback, and more...

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D C on August 23, 2011

Is optimism real? The effect of large incentives on optimism

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Do people truly believe their optimistic predictions, or are these predictions just cheap talk? To help answer this question, we investigated whether optimistic predictions persist in the face of large incentives to be accurate. We asked National Football League football fans to predict the winner of a single game. Roughly half (the partisans) predicted a game involving their favorite team and the other half (the neutrals) predicted a game involving two teams they were neutral about. more...

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D C on August 23, 2011

Review of human rights education and training in the criminal justice system in Nepal

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The protracted insurgency and associated lawlessness in Nepal seriously undermined the criminal justice system in Nepal between 1996 and 2006. In the aftermath of the conflict, there remains a culture of impunity for serious violations of human rights committed during the conflict, impeding post-conflict reconstruction. Effective, well-formulated and properly targeted human rights training of law enforcement officials has the capacity to help prevent and remedy human rights violations in Nepal more...

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D C on November 24, 2010

Challenges in Marketing Socially Useful Goods to the Poor

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Market based solutions to alleviate poverty have become increasingly popular in recent years. Unfortunately, there are very few examples of profitable businesses that market socially useful goods in low-income markets and operate at a large scale. This article examines in-depth three case studies of multinational firms that tried to market unquestionably useful products -- clean water, eyeglasses, and nutritious yoghurt -- to the poor, and did not succeed commercially. The overarching lesson we more...

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aneel karnani on April 11, 2010

Reducing Poverty Through Employment

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Widespread poverty is an urgent challenge for the world. Creating opportunities for steady employment at reasonable wages is the best way to take people out of poverty. Reducing poverty through employment requires two major thrusts: 1) generate employment, and 2) increase employability. To increase employment, I argue for focusing on small and medium sized enterprises, which are the main engine of job creation. To increase employability, a good starting place to focus on is the youth. This more...

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aneel karnani on April 11, 2010

Corporate social responsibility and shareholder's value: an event study analysis

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'The findings establish that CSR leads corporations to refocus their strategic goals from the maximisation of shareholders’ value to the maximisation of the goals of a broader set of stakeholders.'

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Imran Uddin on February 19, 2009

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